Superannuation

How you invest your superannuation will have a big impact on whether you achieve your retirement goals. When it comes to maximising your retirement savings, Virtue and Partners give you peace of mind offering thoughtful, objective and expert advice to meet ongoing legal requirements and make the most of government incentives while paying little taxation as possible.

Superannuation requires thought out strategies and planning to ensure monies are protected for retirement and legal requirements are met. At Virtue and Partners we understand the increasingly complex issues and completive environment of superannuation for both employers and individuals.

From Self-Managed Super Funds, salary sacrificing, to the government contribution scheme and the new transition to retirement rules, Virtue and Partners can help you tailor the right superannuation strategy for your retirement.

Wealth Accumulation

An essential part of everyone’s financial planning is a wealth accumulation plan. A personalised and diversified financial strategy that takes into account your current situation, your short and long term plans. Wealth accumulation plans include strategies such as;

  • Regular savings plans
  • Shares
  • Salary sacrifice
  • Personal and risk insurances
  • Equity from property

Retirement Planning

Start planning today! Even if your retirement is a long way off, the financial decisions you make today can have a major affect on your lifestyle in the future. Things you need to consider:

  • The lifestyle you want
  • Where you want to live
  • Who much income you will need
  • The best way to transition to retirement

We can help you reach the lifestyle you aspire to in retirement and can also structure your finances to maximise any Centrelink benefits. There are many types of Centrelink benefits available to pre-retirees and retirees.

  • Age Pension
  • Commonwealth Seniors Health Card
  • Disability Support
  • New Start Allowance
  • Carer Allowance

To seek advice on your retirement plan speak to us today

Estate planning

One of the most important things you can do is plan ahead and ensure the people you care about are protected financially. - Working in conjunction with your solicitor, we can help ensure your assets pass smoothly to the right people and in the most tax-effective manner.

Redundancy

If you’ve received a payout or about to receive a redundancy, getting your finances under control helps reduce the stress on you and your family , and help avoid costly mistakes. Virtue and Partners can help you maximise the effectiveness of your payout and ensure minimal tax is applied.

Virtue & Partners. Celebrating 25 years in the industry: 1990-2015.

Amalgamated Financial Services Pty Ltd T/A Virtue & Partners ABN 42 060 673 814 | AFSL 407238

Manly Office
Suite 107, 37-39 The Corso
MANLY NSW 2095

P (02) 9977 8800
F (02) 9977 8811